Recent Articles
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Unlocking Financial Freedom: How Refinancing Can Help You Pay Off Debt and Lower Your Payments
When you live in Acworth or Thomasville, Georgia, the mortgage world can feel full of opportunity and, frankly, confusion. One of the smartest moves many homeowners overlook? Refinancing. It’s not just about snagging a lower rate-it’s about freeing up cash flow, retiring high-interest debt, and moving toward financial security. Here’s how it works and why it might make sense for you.
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Why Cobb County, GA Is One of the Best Places to Buy a Home Right Now
Thinking about making a move in Georgia? Cobb County is one of the most attractive places to buy a home right now - and for good reason. With excellent schools, a thriving job market, family-friendly amenities, and steady growth in real estate, Cobb County combines suburban comfort with easy access to the Atlanta metro area. Whether you’re a first-time buyer, a family looking to settle down, or someone relocating for work, Cobb County has something to offer.
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move
If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.
The Home Appraisal Process: Why It Matters for Buyers, Sellers, and Lenders
When you’re buying or selling a home in Georgia, one important step in the mortgage process is the home appraisal. At Mortgage Solutions of Georgia, we walk our clients through each part of this journey, and the appraisal is one of the most critical pieces for everyone involved - the buyer, the seller, and the bank.
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Rates Just Hit a 10-Month Low!
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move
If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Everything You Need to Know for a Smooth Mortgage Loan Process
Securing a mortgage is one of the most significant financial decisions you'll ever make. Whether you're a first-time homebuyer or looking to refinance your mortgage, finding the right home loan can feel overwhelming. But it doesn't have to be. With expert guidance and a clear plan, you can navigate the mortgage process smoothly. This comprehensive guide will provide you with tips, advice, and key resources to ensure your experience is seamless - through all options - FHA loans, VA loans, or conventional mortgage choices.
Game-Changer: Credit Scores Just Got Rewritten
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.