Recent Articles

3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

Why Cobb County, GA Is One of the Best Places to Buy a Home Right Now

Thinking about making a move in Georgia? Cobb County is one of the most attractive places to buy a home right now - and for good reason. With excellent schools, a thriving job market, family-friendly amenities, and steady growth in real estate, Cobb County combines suburban comfort with easy access to the Atlanta metro area. Whether you’re a first-time buyer, a family looking to settle down, or someone relocating for work, Cobb County has something to offer.

Published on 09/21/2025

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025

Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move

If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.

Published on 09/11/2025

The Home Appraisal Process: Why It Matters for Buyers, Sellers, and Lenders

When you’re buying or selling a home in Georgia, one important step in the mortgage process is the home appraisal. At Mortgage Solutions of Georgia, we walk our clients through each part of this journey, and the appraisal is one of the most critical pieces for everyone involved - the buyer, the seller, and the bank.

Published on 09/08/2025

Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Published on 09/03/2025

Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Published on 08/27/2025

Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Published on 08/20/2025