Recent Articles
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move
If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.
The Home Appraisal Process: Why It Matters for Buyers, Sellers, and Lenders
When you’re buying or selling a home in Georgia, one important step in the mortgage process is the home appraisal. At Mortgage Solutions of Georgia, we walk our clients through each part of this journey, and the appraisal is one of the most critical pieces for everyone involved - the buyer, the seller, and the bank.
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Rates Just Hit a 10-Month Low!
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move
If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Everything You Need to Know for a Smooth Mortgage Loan Process
Securing a mortgage is one of the most significant financial decisions you'll ever make. Whether you're a first-time homebuyer or looking to refinance your mortgage, finding the right home loan can feel overwhelming. But it doesn't have to be. With expert guidance and a clear plan, you can navigate the mortgage process smoothly. This comprehensive guide will provide you with tips, advice, and key resources to ensure your experience is seamless - through all options - FHA loans, VA loans, or conventional mortgage choices.
Game-Changer: Credit Scores Just Got Rewritten
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Why Homeownership Is Still Worth It—Even Beyond the Finances
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
The Secret Every Successful Home Seller Knows (But Most Miss)
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
April 2025 Housing Market Update: A Shift That Favors Buyers
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.