Recent Articles

Can I Use the Equity in My Home for Renovations or Repairs?

If you have owned your home for several years, you may be sitting on more equity than you realize. That can lead to a common question: Can I use the equity in my home to pay for renovations or home repairs? The short answer is yes. Depending on your available equity, current mortgage, credit, income, and financial goals, you may have options to access cash from your home to help pay for a kitchen remodel, new roof, HVAC replacement, home addition, bathroom renovation, or other major home improvement project. Three options homeowners often consider are a cash-out refinance, home equity line of credit (HELOC), or home equity loan. Here is how each option works and what homeowners should know before deciding.

Published on 07/14/2026

Medical Debt Doesn't Kill Approval

Medical debt

Published on 07/13/2026

Active Duty. VA Benefit. Use It Now

VA Benefits

Published on 06/29/2026

Buying a Home Directly From the Seller? Read This First

Homebuying tips FSBO

Published on 06/22/2026

How to Repair Your Credit and Improve Your Chances of Mortgage Pre-Approval

Learn how to repair your credit, improve your credit score, and prepare for mortgage pre-approval. Discover practical steps that can help you qualify for a home loan sooner.

Published on 06/15/2026

Condos Reward the Prepared Buyer

Condos Reward the Prepared Buyer

Published on 06/15/2026

Mortgage Approval Documents: Know Before You Apply

Mortgage Approval checklist

Published on 06/11/2026

The Wealth Ladder

Homeownership builds wealth

Published on 06/01/2026

What If Rates Drop After You Lock?

What to do if rates drop after you locked your rate?

Published on 05/22/2026