Should I Refinance My Mortgage in 2025? How to Know If It’s the Right Move

If you’re wondering whether now is the right time to refinance your mortgage, you’re not alone. With interest rates fluctuating and financial goals shifting, many homeowners are looking for ways to lower monthly payments, tap into home equity, or shorten their loan terms.

At Mortgage Solutions of Georgia, we help homeowners throughout Georgia, Florida, and Alabama make smart mortgage decisions, starting with a simple and FREE tool: our Refinance Readiness Worksheet.

This worksheet helps you:

       Compare your current mortgage rate vs. today’s rates

       Clarify your refinancing goals (lower payment, cash-out, debt consolidation, etc.)

       Estimate your closing costs and break-even point

       Determine how long you plan to stay in the home

When refinancing a mortgage, it’s essential to calculate potential savings and weigh them against costs. This worksheet simplifies that process—so you can move forward with confidence.

Why homeowners trust Mortgage Solutions of Georgia:

       Local experts based in Acworth and Thomasville, GA

       Serving clients across Georgia, Florida, and Alabama

       Personalized refinance analysis and guidance

       Access to a full range of loan programs: FHA, VA, conventional, jumbo, investment property loans, and more

👉Download your Refinance Readiness Worksheet here and take the first step toward smarter savings.

Whether you’re refinancing your current home or looking at your investment properties, Mortgage Solutions of Georgia is your trusted partner in making your next move the right one.

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* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.